Disclosure & Disclaimers

Last updated: December 19, 2025

General Disclaimer

The information provided by WiseOwl AI is for educational and informational purposes only and should not be construed as financial advice, investment advice, trading advice, or any other sort of advice. WiseOwl AI does not recommend the use of any specific financial instrument or investment strategy.

Not Investment Advice

WiseOwl AI is not a registered investment advisor, broker-dealer, or member of any financial regulatory body. The content and analysis provided on our platform:

  • Should not be used as the sole basis for making investment decisions
  • Is not personalized investment advice tailored to your specific financial situation
  • Does not constitute a recommendation to buy, sell, or hold any security
  • Should be independently verified before making any financial decisions

AI-Generated Content Disclosure

Our platform utilizes artificial intelligence to analyze financial data and generate reports. Users should be aware that:

  • AI-generated analysis may contain errors or inaccuracies
  • The AI system's predictions are based on historical data and may not reflect future performance
  • AI analysis should be used as one of many tools in your research process
  • Human oversight and verification of AI-generated content is recommended

Market Risk Disclosure

Investing in financial markets involves substantial risk, including the risk of loss. Users should be aware that:

  • Past performance is not indicative of future results
  • All investments carry the risk of financial loss
  • Market volatility can significantly impact investment values
  • You should only invest money you can afford to lose

Data Accuracy

While we strive to provide accurate and timely information:

  • Financial data may be delayed or contain errors
  • We rely on third-party data providers and cannot guarantee 100% accuracy
  • Real-time data may have delays of 15-20 minutes or more
  • Users should verify critical information through multiple sources

Third-Party Content

Our platform may display or link to third-party content, including:

  • News articles and market analysis
  • Financial data from external providers
  • Links to external websites

We do not endorse or guarantee the accuracy of any third-party content.

No Warranty

WiseOwl AI provides its services "as is" and "as available" without warranty of any kind, either express or implied, including but not limited to:

  • Warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or reliability of information

Limitation of Liability

To the maximum extent permitted by law, WiseOwl AI and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

  • Your use or inability to use our services
  • Any investment decisions made based on our content
  • Any errors or omissions in our content
  • Any unauthorized access to your account

Professional Advice Recommended

We strongly recommend that you:

  • Consult with qualified financial advisors before making investment decisions
  • Consider your personal financial situation and risk tolerance
  • Perform your own due diligence on any investment
  • Seek tax advice from qualified professionals regarding investment implications

Regulatory Compliance

Users are responsible for complying with all applicable laws and regulations in their jurisdiction, including but not limited to securities laws, tax laws, and financial regulations.

Changes to Disclosures

We reserve the right to update these disclosures at any time. Continued use of our platform after changes constitutes acceptance of the updated terms.

Contact Information

For questions about these disclosures, please contact us at:

Email: contact@wiseowl.ai

By using WiseOwl AI, you acknowledge that you have read, understood, and agree to these disclosures.